Our Services

A Holistic Approach to Protecting and Preserving Wealth.

We are firm believers that at the end of the day the success of our business has been built on the simple premise of establishing and maintaining the trust of our valued clients. At the cornerstone of this success is our ability to service each client in a holistic way, providing an array of best-in-class life insurance strategies to tackle the unique risk management needs of families and business owners.

We help individuals and families looking for:

Wealth Preservation: Strategies to help create liquidity at the time estate taxes are due to avoid the forced sale of illiquid assets.

Wealth Accumulation: Strategies to accumulate and eventually distribute wealth tax-free, through a diversified insurance portfolio that is consistent with your risk tolerance.

Charitable Planning: Strategies helping you explore charitable opportunities using life insurance as a tool to maximize charitable contributions.

In Force Policy Analysis: Provide you with a detailed assessment of your policy’s coverage details, costs, and performance.

Who We Help

SUCCESSFUL INDIVIDUALS, FAMILIES, AND BUSINESSES IN SEARCH OF THE RIGHT SOLUTIONS.

We help businesses looking for:

Succession Planning: Help you smoothly transition your business to the next generation or key executive by using life insurance as the funding vehicle of a buy-sell agreement.

Key Person Insurance: Your business can use a life insurance policy to protect the company against the risk of a key employee's unexpected death.

Estate Equalization: Family-owned businesses often have some family members who are not involved with the business. As a component of your estate plan, you can use a life insurance policy to provide a death benefit amount “equal” to the share of the business that they will not inherit.

Executive Benefit Plans: As an incentive to retain key executives, businesses can provide an executive benefit plan funded with life insurance to provide death benefits, retirement income benefits, and cost recovery benefits.

C&C Client Services

HOW WE HELP
PRIMARY SOLUTIONS

PRIMARY SOLUTIONS LIFE INSURANCE PLANNING

PRIMARY SOLUTIONS

LIFE INSURANCE PLANNING

ESTATE PLANNING (WEALTH PRESERVATION)

Wealth preservation planning to help assure you leave less to taxes and more to who or what is most important to you, whether it's family or charity.

RETIREMENT PLANNING (WEALTH ACCUMULATION)

Bringing much needed clarity and confidence to the retirement conversation, helping you reach your long-term goals and ensuring you live the life you want when it's time.

FAMILY PROTECTION PLANNING

We help you determine the amount of life insurance that you actually need to protect your family. Making sure your family is able to continue living their preferred lifestyle in a time of need.

BUSINESS CONTINUATION PLANNING

How do you protect your business? Ensure it continues to thrive even when you’re gone? Our team of experts will work to help you build a clear view of your options, and give you the knowledge to make decisions to ensure your company’s longevity.

INFORCE POLICY REVIEWS

We’ve all heard the term “what you don’t know won’t hurt you, until it does.” Our policy review team can help uncover those policy issues which might impact its performance and ultimately endanger your overall financial plan.

NON-QUALIFIED EXECUTIVE BENEFIT PLANS

How can a business retain their key employees, and protect itself from an unplanned event? Our team can advise you on creative solutions to meet your business needs and help you retain your top talent.

SECONDARY SOLUTIONS

SECONDARY SOLUTIONS COMPLEMENTARY SERVICES

SECONDARY SOLUTIONS

COMPLEMENTARY SERVICES

LONG-TERM CARE INSURANCE PLANNING

Proper planning for a day when you are no longer to care for yourself is an integral part of any long-range financial plan. Our expertise and independent access to best-in-class markets and products allows you to be ready if that day ever comes.

DISABILITY INCOME PLANNING

An unexpected accident or injury can severely derail one’s financial plan and longer-term goal. We can help adequately protect your ability to work and produce income through our customized strategies.

LIFE SETTLEMENTS

Not every life insurance policy needs to be held until death or let lapse. There are other options and in certain situations, selling your policy on the secondary market might be the right strategy. We can help.

We want to help you prepare for today, tomorrow, and beyond.